Regulatory Compliance

Privacy Policy

Transparent data practices and user protection standards.Last updated: 8/17/2026

1. Overview

Introduction

Zeo Platforms, Inc. (“Zeo”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our services, including watching streams, broadcasting content, uploading media, interacting with other users, and participating in monetization features such as payments, tips, and payouts.

We process personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR).

By using Zeochat (the “Services”), which is a passive, neutral technology platform provided by Zeo, you agree to this Privacy Policy.

2. Data Sources

Information We Collect

We collect various types of information to provide and improve our Services:

2.1 Account Information

  • Email address and login credentials
  • Username and display name
  • Date of birth (age verification)
  • Profile information (bio, avatar, settings)

2.2 Content and Media Data

We process content that you create, upload, or transmit, including:

  • Live video streams
  • Uploaded videos, images, and media files
  • Chat messages and comments
  • Broadcast metadata (title, tags, timestamps)

This content may be stored temporarily or long-term depending on platform functionality and user settings.

2.3 Monetization and Financial Data

For creators and paying users:

  • Transaction history (payouts, tips, purchases)
  • Earnings and payout records
  • Payment routing information (third-party handlers)
  • Limited identity verification data (where required)

Payment processing and payouts are handled by third-party providers such as Stripe or equivalent regulated financial institutions. We do not store full credit card or bank details.

2.4 Technical and Usage Data

  • IP address
  • Device and browser information
  • Login activity and session data
  • Usage analytics (views, engagement, watch time)
  • Security logs (fraud prevention, abuse detection)

2.5 Live streaming and monetized media platform Data

We collect and store only the data necessary to operate a live streaming and monetized media platform. This data includes audio, video, and communications occurring on the platform. This is essential for our Live + Recorded experience and safety moderation.

3. Usage Disclosure

How We Use Personal Data

Provide and operate the Services
Improve safety and moderation
Communicate with you
Comply with legal obligations
Provide live streaming and video hosting services
Enable user interaction (messages, follows, live chat)
Process payments, tips, and creator payouts
Store and deliver user-generated media content
Detect and prevent fraud, abuse, and illegal activity
Enforce platform rules and community guidelines
Improve performance, reliability, and user experience
Perform identity verification of service providers

We do not sell personal data.

4. Data Controller

Legal Responsibility

We are the data controller for personal data processed under this Privacy Policy.

Zeo Platforms, Inc.

privacy@zeochat.com
6. Data Sharing

Sharing of Information

We may share information in the following circumstances:

Service Providers

Hosting, payments, and analytics.

Legal Compliance

When required by law or safety.

Business Transfers

In connection with a merger or sale.

Payment Processors

E.g. Stripe for monetization.

Video Infrastructure

CDN and streaming storage providers.

We may share limited personal data with:

  • Payment processors (e.g. Stripe)
  • Cloud hosting and storage providers
  • Video delivery and content infrastructure
  • Fraud prevention and security services
  • Legal authorities when required

All third-party processors are contractually required to protect personal data and comply with applicable laws. We do not sell personal data.

7. California Rights

CCPA / CPRA Compliance

California residents have specific rights regarding their personal data:

Know what personal data is collected

Request deletion of personal data

Correct inaccurate data

Opt out of certain data sharing

Exercise your rights:

support@zeochat.com

We do not discriminate for exercising privacy rights.

8. Cookies and Tracking

Limited Cookie Usage

We use strictly necessary cookies only, including:

Authentication cookies (sessions)
Security cookies (fraud prevention)
System functionality cookies

We do not use advertising cookies or third-party behavioral tracking cookies. You may disable cookies in your browser, but essential features may not function properly.

9. Payments, Payouts, and Third Parties

Financial Handling

Payment processing, subscriptions, and creator payouts are handled by third-party providers. We do not store full payment card or banking credentials.

These providers process data independently under their own compliance frameworks, including PCI-DSS. We share only the minimum data necessary to process payments, enable payouts, and comply with legal obligations.

10. Safety / Data Storage

Storage and Retention

A. Retention Limits

  • Account data: retained while account is active
  • UGC (video, media): retained until user deletion or policy enforcement
  • Financial records: retained as required by tax obligations
  • Logs: retained for fraud prevention and security

We retain data only for as long as necessary for the purposes described in this policy. Some data may be retained after account deletion where required by law (e.g. financial records).

11. User Rights (GDPR)

EEA Protection

If you are located in the European Economic Area, you have the following rights:

Right of access
Right to rectification
Right to erasure
Right to restrict processing
Right to object
Right to data portability
Right to withdraw consent

Requests can be submitted via privacy@zeochat.com. We will respond within legally required timeframes.

12. Data Security

Security Measures

Encryption of data in transit (TLS/HTTPS)

Secure storage and access controls

Role-based internal access restrictions

Monitoring for fraud and abuse

Regular security reviews

No system is completely secure, but we continuously work to protect user data.

13. COPPA Compliance

Children’s Privacy

The Service is strictly limited to users aged 18 and older.

We do not knowingly collect or process data from individuals under 18. If such data is identified, it will be deleted promptly. Parents may contact us to request verification or deletion.

14. International Data Transfers

Global Compliance

Where personal data is transferred outside the European Economic Area, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses or equivalent legal protections.

15. Automated Decision-Making

Platform Integrity

We may use automated systems for:

Fraud detection
Abuse prevention
Content moderation signals

These systems are designed to protect platform integrity and user safety. Significant decisions may include human review where appropriate.

16. Changes to This Policy

Policy Updates

We may update this Privacy Policy from time to time. Material changes will be communicated through the Service or via email where appropriate.

17. Contact

Questions & Requests

For questions about this policy or data protection requests, our compliance team is ready to help.

Official Address

Zeo Platforms, Inc.

privacy@zeochat.com

Support Email

support@zeochat.com